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When a building has been vacant for more than 60 consecutive days before a loss or damage occurs, there is NO COVERAGE for vandalism, sprinkler leakage (unless you've protected the system against freezing), building glass breakage, water damage, theft, or attempted theft. For other types of covered claims, such as fire or wind, the amount payable would be reduced by 15%.
- Primary Limits up to $3,000,000 Occurrence/Aggregate
- Medical Payments Coverage - $5,000 Limit
- Additional Interests
Let the Ken Smalley Insurance, help you understand and protect all of the risks you run and all of the perils your business faces. We will do this with a well thought out and executed business insurance policy designed just for our Vacant Building Insurance policy holders.
- Basic, Broad or Special Form
- Replacement Cost or ACV